Buyer's Guide

HOME LOANS ELIGIBILITY

  • Documents required with loan application form: (Self-Employed cases)

COMMON DOCUMENTS

  • Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
  • Ration Card (Xerox)
  • Business Profile: A note on business mentioning nature of business mentioning nature of business, list of clients, suppliers, staff strength, geographical spread, etc.

PARTNERSHIP

  • Copy of Partnership Deed
  • 3 yrs P & L a/c, B/S, Computation of income certified by CA
  • Individual Computation of Income and tax returns for last 3 yrs

PROPRIETOR / PROFESSIONAL

  • 3 yrs P & L a/c, B/S, Computation of income certified by CA
  • Income Tax return file statement for 3 yrs

PVT. LTD. COMPANY

  • Remuneration certificate
  • Board resolution for fixing remuneration
  • Company's annual report
  • Individual IT returns for last 3 yrs

DOCUMENTS REQUIRED WITH LOAN APPLICATION FORM : (EMPLOYED CASES)

  • Latest Salary Certificate / Slip in original
  • Form no.16 A (TDS Form) from Employer (Xerox)
  • Certificate from Employer for any other allowances which is not reflected in salary slip (in original) 4. Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
  • Voter I.D. card or Company's I.D. or Passport (Xerox) or Ration Card (Xerox)
  • Passport size Photograph of applicant & co-applicant